Insurance Mobile Phone

Monday, 25 September 2017
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Insurance Mobile Phone - An Overview

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Mobile phones have made one of the biggest impacts on the way we communicate since their global mass adoption in the last years of the 20th century, and the mobile phone revolution shows no sign of slowing down as we find ourselves well into the first decade of the 21st century.

It is no longer enough to think only about the phone itself. Insurance for mobile phones has become an equally important issue. Unfortunately, crime rates show no sign of slowing down and mobile phone crime has shot up. The statistics make grim reading:

** Source: Mobile News, BBC News Online, Evening Standard, Autoglass Crime Report 2002.

Many companies now offer insurance for mobile phones to protect against theft but theft is not the only reason to insure your mobile phone. Loss, damage (especially water damage) and fraudulent calls are just some of the reasons you might want to consider mobile phone insurance.

Most of the mobile phone shops / network providers offer mobile phone insurance. As with all types of insurance, it pays to shop around rather than simply taking what is offered when you buy your phone. Some companies will offer some uesful extras in addition to the standard mobile phone insurance.

goshopuk, for eaxample, whose policies are underwritten by Norwich Union, do not require you to take out a 12 month contract.

talkcover also has no minimum term

Mphone provides some useful no claims bonuses: After 12 months you will receive a free battery worth up to 82 and after 24 months you will receive a free upgrade to the latest handset. This has to be weighed up against the implied length of contract of course.

As with all insurance, it's always worth looking at companies not not directly connected with mobile phones. Argos and Tesco are two possibilities. If you happen to be a Lloyds TSB Added Value Current Account holder then you should get mobile phone insurance included.


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